The National Safety Council estimates that texting and driving causes 300,000 to 700,000 accidents every year. Many states have taken the initiative to ban texting and driving, making it easier for police officers to pull over an offending party and issue a ticket. These states have also made it easier for insurance companies and lawyers to determine fault when there is a car accident. When an insurance company evaluates an accident to determine fault, the adjuster will request and review the police report to see if either driver was violating traffic laws at the time of the accident. If a driver has violated a law, he or she will likely be found responsible for the majority if not all of the damages from the accident.