Ridesharing apps such as Uber and Lyft have seen their fortunes grow and decline over the years. Still, thousands of Uber and Lyft rides happen every day and that means there is a risk of car accidents while riding as a passenger. A person injured as an Uber or Lyft passenger may be wondering how they can get a settlement for their injuries. Uber and Lyft drivers are not employees of the companies they drive for so would you sue them directly or the company they contract with? A car accident attorney will be able to help you determine liability, discuss your options and get the compensation you deserve.<\/p>\n
At-fault party insurance<\/strong><\/p>\n If the accident was caused by another driver then you should be able to use the at-fault driver\u2019s insurance policy to recover damages for your injuries<\/a>. A personal injury lawsuit may be necessary if the insurer refuses to provide compensation.<\/p>\n Individual coverage of the driver<\/strong><\/p>\n In rare cases, an injured passenger may be able to use the individual coverage of the Uber or Lyft driver to pay for their injuries. This is a rare option because most ridesharing drivers do not have a commercial insurance policy or a provision in their personal car insurance policy that covers their injured passengers. If the driver only has a personal car insurance policy it is highly likely to have an exclusion for passengers injured during business use of the vehicle.<\/p>\n Third-party liability insurance<\/strong><\/p>\n If you were severely injured in a car accident while on an Uber or Lyft ride, there is a good chance that you won\u2019t be able to recover a settlement big enough to compensate you fully by going after personal liability insurance. In these situations, you may also need to make a claim against the ridesharing company\u2019s third-party liability insurance. Both Uber<\/a> and Lyft<\/a> provide insurance for covered accidents once the claimant has used up the at-fault driver\u2019s individual insurance, if there is any. They also provide insurance for accidents that happen because of an uninsured motorist, underinsured motorist or for a hit and run situation.<\/p>\n Drivers or passengers of vehicles that are hit by an Uber or Lyft driver will have different options for filing a claim, depending on the circumstances.<\/p>\n Because Uber and Lyft drivers are independent contractors, people injured by their drivers will have a difficult time suing the companies in most states. Both businesses have been careful to absolve themselves of vicarious liability for accidents, but thankfully they do provide insurance policies that should be enough to cover most injuries.<\/p>\n If you or a loved one was injured because of the negligence of another, contact a personal injury lawyer<\/a> to discuss your legal rights. Let an experienced\u00a0car accident attorney<\/a>\u00a0fight for the full compensation that you deserve. It is not uncommon to receive a settlement from the insurance company that is five to ten times larger with the help of a lawyer. Call the personal injury lawyers at\u00a0Tario & Associates, P.S.<\/a>\u00a0in Bellingham, WA today for a FREE consultation! We have been representing residents of Whatcom County, Skagit County, Island County and Snohomish County since 1979. You will pay nothing up front and no attorney fees at all unless we recover damages for you!<\/p>\n","protected":false},"excerpt":{"rendered":" Ridesharing apps such as Uber and Lyft have seen their fortunes grow and decline over the years. Still, thousands of Uber and Lyft rides happen every day and that means there is a risk of car accidents while riding as a passenger. A person injured as an Uber or Lyft passenger may be wondering how […]<\/p>\n","protected":false},"author":6,"featured_media":5899,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"om_disable_all_campaigns":false,"_monsterinsights_skip_tracking":false,"_monsterinsights_sitenote_active":false,"_monsterinsights_sitenote_note":"","_monsterinsights_sitenote_category":0,"_uf_show_specific_survey":0,"_uf_disable_surveys":false,"footnotes":""},"categories":[865],"tags":[1122,1121,53],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/posts\/5897"}],"collection":[{"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/users\/6"}],"replies":[{"embeddable":true,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/comments?post=5897"}],"version-history":[{"count":2,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/posts\/5897\/revisions"}],"predecessor-version":[{"id":5900,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/posts\/5897\/revisions\/5900"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/media\/5899"}],"wp:attachment":[{"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/media?parent=5897"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/categories?post=5897"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.tariolaw.com\/wp-json\/wp\/v2\/tags?post=5897"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}What if I was hit by an Uber or Lyft driver? <\/strong><\/h4>\n
\n
Can Uber and Lyft be sued for a car accident?<\/strong><\/h4>\n
Seek the help of a car accident attorney<\/strong><\/h3>\n