{"id":544,"date":"2014-04-10T18:42:51","date_gmt":"2014-04-11T01:42:51","guid":{"rendered":"\/car_accidents_men_versus_women\/"},"modified":"2024-01-11T05:21:32","modified_gmt":"2024-01-11T13:21:32","slug":"car-accidents-men-versus-women","status":"publish","type":"post","link":"https:\/\/www.tariolaw.com\/car-accidents-men-versus-women\/","title":{"rendered":"Car Accidents: Men versus Women"},"content":{"rendered":"

It\u2019s an age old joke: women are bad drivers. Or are they? Women don\u2019t seem to think so; a recent MetLife <\/a>study found that 51 percent of them say that females are safer drivers. Of the men surveyed by MetLife, 39 percent said that male drivers were safer and 35 percent weren\u2019t sure which gender was safer.<\/p>\n

The statistics don\u2019t lie! Quality Planning Research found that men are 3.4 times more likely than women to get a ticket for reckless driving and 3.1 times as likely to be caught drunk driving. Women tend to drive less aggressively and follow the rules of the road more closely which leads to fewer accidents. Compounding the issue, men are also more likely to violate laws for speeding and passing and yielding. These types of violations can lead to bigger accidents and more expensive claims than the minor fender benders caused by women.<\/p>\n

Car accidents: Men Vs. Women<\/h3>\n

Higher Death Rates for Men<\/h4>\n

There is no contest when it comes to death rates between men and women in automobile accidents. In 2009, more than 11,900 male drivers died in U.S. traffic accidents, compared with just under 4,900 female drivers<\/a>. Men died at a rate of 2.5 deaths per 100 million miles traveled versus 1.7 deaths per 100 million miles traveled for women. Teenage boys are particularly prone to carnage with 9.2 deaths per 100 million miles travelled compared to 5.3 deaths for teenage girls. Men take more risks behind the wheel and are therefore more likely to get into a serious car accident that causes serious injury or death. The numbers become about equal in the 70 plus age range, so age does appear to be a factor in risky behavior behind the wheel.<\/p>\n

Women Pay Lower Car Insurance Rates<\/h4>\n

Insurance companies don\u2019t care about old jokes or stereotypes; they are looking at the bottom line. Men cause more accidents and therefore have more claims so they pay higher premiums. Overall, women pay about 9 percent less for auto insurance than men<\/a>. In Washington State, women pay 9.6 percent less than men ($596 versus $659 for a six month policy).<\/p>\n

Why do Women Pay Lower Car Insurance Rates?<\/h4>\n