1. Pre-suit settlements where the claim is resolved directly with the insurance company through demand letters and negotiations before any formal lawsuit is filed.
2. In cases where the insurance company refuses to agree to a fair settlement, a personal injury attorney typically files a lawsuit in court to apply legal pressure. The vast majority of these personal injury lawsuits are settled before a judge or jury ever gets involved through renewed negotiation or a mediation or arbitration process.

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In a perfect world, every driver would carry car insurance with coverage limits high enough to fully cover the damages they cause in an accident, but that isn’t always the reality. UM/UIM acts as a vital financial safety net against uninsured and underinsured drivers by covering high medical bills, lost wages, and pain and suffering when another driver’s insurance is insufficient.

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Sadly, these tragedies are far too common. According to the World Health Organization (WHO), speed is one of the leading risk factors in serious and fatal traffic collisions because it increases both the likelihood of a crash and the severity of injuries. Excessive speeding is responsible for roughly 30 percent of traffic deaths in high-income countries like the United States.

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May is Mental Health Awareness Month, which makes this a great time to discuss the link between personal injury claims and mental health. If you or a loved one has been injured by another person’s actions, personal injury laws allow you to seek compensation for all damages. This includes the less visible effects of an injury, such as stress and loss of enjoyment of life.

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What is a Work Zone Collision?

Work zone crashes are collisions that take place within the boundaries of a work zone or while approaching or exiting a work zone due to actions related to traffic moving through a work zone. Work zones can be dangerous because traffic patterns change quickly and often without much warning. Drivers may face narrowed lanes, sudden stops, reduced speed limits, and workers close to moving vehicles. Pedestrians are also at risk due to limited walkways, poor visibility, and moving construction equipment. Distracted driving, speeding, and confusion about lane shifts are some of the most common causes of crashes in these areas.

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If your child was injured on a playground because of the negligence of another, you need to know your legal rights. Contact an experienced, local child injury lawyer to discuss your potential claim.

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