Top Tips to Prevent Household Poisonings
The American Association of Poison Control Centers has released poison prevention tips for children and adults. A product liability lawyer may be able to help you if you or a loved one has been poisoned by a household chemical. Prevent household poisonings in your home by following these simple rules.
Top Tips to Prevent Household Poisonings
Read MoreCommon Household Accidents
Household accidents cause thousands of deaths in the United States every year. There are some common risk factors to look out for in keeping yourself and your family safe in your home. It is always smart to do regular safety equipment checks such as replacing batteries on smoke detectors and maintaining appliances and household structures in good working order.
Common Household Accidents
Read MoreHydroplaning Accidents
Hydroplaning Accidents, sometimes called aquaplaning or planing are caused when a driver loses control of the steering wheel because a layer of water on the roadway prevents direct contact between the tires and the road surface. This loss of friction is caused because the tire cannot move the water out of the way fast enough. The driver becomes unable to brake or steer, which means the driver is out of control of the vehicle. The vehicle either skids until it crashes into something or until the tires regain traction with the road. Hydroplaning accidents can happen to anyone but occur most commonly in flooded roadways, heavy rain conditions, or when a vehicle is speeding and tires are in poor repair. Hydroplaning becomes a risk when the water depth on the road is over a tenth of an inch and the vehicle is moving at 50 miles per hour or more. The best safety measure is to slow down in wet conditions.
Read MoreTop 10 Slip and Fall Accident Risk Factors
A slip and fall accident is a very common type of accident that is sometimes caused by unsafe conditions on someone else’s property. Property owners have a duty to use reasonable care on their property. This means being aware of dangerous conditions on their property and fixing those problems in a timely manner in order to make the property safe for visitors. Until issues are fixed, the area should be well marked to warn about the hazard. Property owners who fail to fulfill this obligation may be held liable for damages in a slip and fall accident through a premise liability claim. A personal injury attorney can help you through your slip and fall case.
Top 10 Slip and Fall Accident Risk Factors
Read MoreTop 8 House Fire Hazards
In 2011 residential house fires claimed the lives of 3,005 Americans and cost 11.7 Billion dollars in damages. Fires are partially dangerous because they can start small and rage out of control in minutes; burning your house to the ground in a short period of time. Learning common fire hazards can help to prevent residential house fires.
Top 8 House Fire Hazards
Read MoreDo I Really Need Car Insurance?
Car insurance is an expense so there is a temptation to skip it or to ask: do I really need car insurance? Truthfully, most people with a driver’s license should carry car insurance, even if you don’t own a vehicle. Carrying car insurance is the law in Washington State if you drive a vehicle.
But I Don’t Own a Car…Do I really Need Car Insurance?
If you are a licensed driver without a vehicle you should still strongly consider carrying car insurance for the following reasons:
Read MoreCar Insurance in Washington
Washington has a mandatory liability car insurance law to ensure that if you are involved in an accident that is your fault you can help pay for personal injuries and property damage.
Washington State’s Mandatory Liability Insurance must include:
Minimum coverage of:
- $25,000 for injuries or death per person
- $50,000 total for injuries or death per accident
- $10,000 for property damage
What is Uninsured Motorist Property Damage Coverage?
What happens if I am in an accident with an uninsured motorist?
Across the country, 14 percent of drivers are uninsured. In Washington State 18 percent of motorists are uninsured! If you are hit by a driver without car insurance and you don’t have uninsured motorist property damage coverage, then you will need to sue them for damages (and hope they have something to give) or pay for the expenses yourself. If you are injured by an uninsured driver and don’t have medical insurance, medical payments coverage or personal injury protection, you could end up paying for your own hospital bills. If you’re hit by an uninsured driver and don’t have collision coverage, you could end up paying your own car repair bills.
Uninsured motorist property damage (UMPD) coverage is designed to provide compensation when your insured vehicle is damaged by an accident with an uninsured vehicle. Each state sets a limit on the coverage; some are as high as the cash value of the car and some are as low as $3,500 or less. Some states have deductibles ranging from $200-$500 but many have no deductible.
Read MoreWhat Does Comprehensive Car Insurance Cover?
Liability coverage is required in most states. It is often referred to as Bodily Injury Liability and provides coverage in case of bodily injury or death from a car accident for which you are responsible.
Comprehensive car insurance is a type of car insurance designed to protect against the expenses of physical damage to a car. It is sometimes referred to as “other than collision” (OTC) coverage, or “Comp”. What exactly is this type of coverage and what does it cover?
Read MoreHow Can I Protect Myself from Car Theft?
The FBI’s Uniform Crime Reports states that a car theft occurred every 40 seconds in the United States in 2008; translating to about 930,000 incidents. Urban areas see the highest percentage of car theft and “Car Jackings”. Car theft fell by 17 percent to approximately 795,000 incidents in 2009. In that year the South experienced the most car thefts at 37.8 percent, followed by the West at 34.2 percent, the Midwest at 18 percent, and the Northeast at 10 percent. “Car Jackings” accounted for only 3 percent of all car thefts.
By 2012 eight of the top ten car theft cities could be found in California, according to the National Insurance Crime Bureau in Des Plaines, Ill. Modesto, California took the number one spot. Car thefts overall were up by 1.3 percent in 2012, with 13 states in the western region of the U.S. including Alaska and Hawaii showing a huge increase of 10.6 increase over 2011.