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need car insurance

Car insurance is an expense so there is a temptation to skip it or to ask: do I really need car insurance? Truthfully, most people with a driver’s license should carry car insurance, even if you don’t own a vehicle. Carrying car insurance is the law in Washington State if you drive a vehicle. But […]

car insurance Washington

Washington has a mandatory liability car insurance law to ensure that if you are involved in an accident that is your fault you can help pay for personal injuries and property damage. Washington State’s Mandatory Liability Insurance must include: Minimum coverage of: $25,000 for injuries or death per person $50,000 total for injuries or death […]

need car insurance

What happens if I am in an accident with an uninsured motorist? Across the country, 14 percent of drivers are uninsured. In Washington State 18 percent of motorists are uninsured! If you are hit by a driver without car insurance and you don’t have uninsured motorist property damage coverage, then you will need to sue […]

comprehensive car insurance

Liability coverage is required in most states. It is often referred to as Bodily Injury Liability and provides coverage in case of bodily injury or death from a car accident for which you are responsible. Comprehensive car insurance is a type of car insurance designed to protect against the expenses of physical damage to a […]

car theft

The FBI’s Uniform Crime Reports states that a car theft occurred every 40 seconds in the United States in 2008; translating to about 930,000 incidents. Urban areas see the highest percentage of car theft and “Car Jackings”. Car theft fell by 17 percent to approximately 795,000 incidents in 2009. In that year the South experienced […]

car insurance scams

Car insurance scams by individual policy holders against their insurance provider have been around since insurance was invented but over the years insurance providers have gotten better at recognizing scams and catching the perpetrators. According to insurance fraud experts, insurance scams are the second highest financial crime in the United States. Additionally, more than 20 […]

need car insurance

A car is “totaled” when you have been in a car accident that caused more damage to the car than it is worth or is so badly mangled that it isn’t repairable. Your car insurance provider will owe you the cash value/retail market value of your car. An appraisal of the value of your car […]

car insurance Washington

Car accidents can wreak all kinds of havoc on physical health and cause disruptions to one’s ability to work and earn money. Most people carry car insurance (it’s the law) but many may not be aware that they can add a Personal Insurance Policy (PIP). PIP is available in most states and is even required […]

product liability

A business purchases product liability insurance to protect themselves from liability against the allegation of negligence in the manufacturing, packaging/labeling, warranty, distribution, or sale of its products. The 1987 Consumer Protection Act holds manufacturers, distributors, retailers and others liable for products that are not “fit for purpose” and personal injuries or illness to a third […]

Heart disease treatment plan

A heart disease treatment plan is typically the same for both men and women and includes such things as lifestyle changes, medicine, surgery, and cardiac rehabilitation. Heart Disease Treatment Plan Lifestyle Changes Lifestyle changes are a key component to treating and preventing future heart attacks. The most important lifestyle change is to quit smoking, which […]